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How can I get US health insurance for my (non US residents) parents (in late 50’s)?

Question by ribciuc: How can I get US health insurance for my (non US residents) parents (in late 50’s)?
This is both an “Immigration” question and a “Health Insurance” question. My parents will start living in the US several months a year or more as legal visitors to live with us until they get green cards and can move here permanently. They are close 56, 59 years old. How do I go about getting them health insurance so unexpected health concerns don’t ruin them, they can get their prescriptions filled w/o paying an arm and a leg, etc?

Are there specialized US insurance companies that offer insurance to non-residents that’s worth anything? I don’t need the gimmicky “travel insurance” that won’t cover anything or require outrageous deductibles and paperwork sent to some tax haven country … I need a reliable US insurer who can be found, operates under laws of US, has customer service who can explain their policies, etc.

Best answer:

Answer by Yak Rider
Each state controls the insurance products offered in that state. I suggest you start by calling some of the independent insurance agents listed in the Yellow Pages of your phone book. Being independent agents they are able to offer you a wide rage of products from a large number of companies.

Many, many older Canadians, who reside in Florida during the winter months, purchase the type of health insurance you’re looking for.

If you expect low deductibles, low co-pays and prescription coverage you’d better be prepared to pay an arm and a leg.

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2 comments - What do you think?  Posted by - October 12, 2010 at 5:11 pm

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Why doesn’t President Obama force all qualified physicians out of business?


by jeremyfoo

Question by Shahnn: Why doesn’t President Obama force all qualified physicians out of business?
If we can accomplish that, then all the money collected via “health insurance” for “Obamacare” can be used for the common good of the people — building mosques, flying President Obama to their state to hear him speak, free stuff for those of us that don’t want jobs, etc.

If people want to get medical treatment, they can travel to a remote island where real doctors are. As long as the Obamacare does not cover the flights to the islands, President Obama can use all the money collected in Obamacare subscriptions as a tax 🙂

Best answer:

Answer by Lib Nemesis
Shahnn you forgot that some of that money can be used for suing states who are trying to keep illegal immigrants out too

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4 comments - What do you think?  Posted by - at 12:09 pm

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My former mother in law wants to claim my children on her tax return. How can I stop the harassment?


by joiseyshowaa

Question by .: My former mother in law wants to claim my children on her tax return. How can I stop the harassment?
My former mother in law thinks I should let her claim my children as dependents on her tax return as well as claim their exemption. I told my former mother in law HELL NO! After all the crap you put me through last year, your lucky I even let my children talk to you. This woman is unbelievable.

At my husbands wake, she said and I quote, “When am I going to get MY 50%, of MY sons life insurance.” I told her then and there she only getting 10%, and the rest was for me and MY children. She exploded with anger, and told me that she would sue me for her 50%. He didn’t give it to her, because we have I have 3 children.

Then in December of 2009, she tried to get custody my children. She claimed I was keeping her from seeing them. When in actuality I had made 7 offers in 2009, for her to come here to AZ to see my children. Plus I had records of me sending emails, pictures, and correspondence between me and my former mother in law. Heck I even offered to pay for flight, hotel, and a rental car, and each time she said, “Bring my grandchildren here.” Well that was not going to happen. My son is in year round school, and my twin girls are to little to travel.

Besides that, I have 2 jobs, and I’m going to school myself. Oh did I also mention that on monday she informs me in an email, that she’s going to be put on permanent disability, and she expects me to pay off her $ 37,000 of debt? Because she says “I’m greedy with HER sons money.” My former mother in law received $ 40,000 last February, and that was more then enough money to pay off her debts. Why does she think she gets more?

Now it’s her “brilliant” plan to ask me to claim my children on her tax return. That’s never going to happen. UGH! I am so tired of her! How can I stop her from harassaing me? I the ONLY reason why I allow her contact with me is because of my children. I want her to have a relationship with them, but it’s getting to the point, that I don’t want her to have any communication with me or my children.

I need help please.
My former mil does not my childrens ssn. all she knows is their birthdates.

Oh I’ve been saving the communication between her, and me for years. The judge in the custody case advised me to not allow her access to my children. It came out in court, that the only reason why she took me to court in the first place, was to gain control of my childrens trust funds and my retirement accounts and college fund.

She’s a greedy hag! Heck, in her complaint she even wanted child support. Never gonna happen. I’ve got my ducks in a row!

Best answer:

Answer by bronzebabekentucky
Get a lawyer to draft up a letter saying she is to cease and desist from bothering you. Then, go file your taxes with your kids, and tell the tax people she is planning to file with them on her taxes. She will be audited.
Don’t give her a dime, and if you can get a restraining order. Tell her when she acts like a real HUMAN, you will drop the restraining order. You don’t need her, nor can she do anything to you.

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6 comments - What do you think?  Posted by - at 4:08 am

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if you have an accident thats not your fault. but you have parking insurance. Then whos fault is it?


by Holidayextras

Question by Mino: if you have an accident thats not your fault. but you have parking insurance. Then whos fault is it?
First off i love in London Ontario Canada. A few months ago i got into an accident in which the police confirmed i was entirely innocent , and the it was the other driver’s fault. However, the police does not know that i was on “parking insurance”. (usually im on “second driver” insurance, but exactly a week before the accident i took it off, because i was traveling). I have already repaired my car on my own account without the help of my insurance company.

Now, the other driver’s company is asking me to pay for his damages. What should i do? What should I expect? Thank you.
“Parking insurance” is a type of insurance where the insurance is responsible only for damages to the vehicle WHILE its parked. So, I wasn’t supposed to be driving the vehicle in the first place. Which is why I want to know whether or not that makes me at fault.

So technically speaking…if i had normal insurance I would not be accounted for anything that happened because it was totally the other driver’s fault.

ps. thanks for the quick responses keep them up

Best answer:

Answer by charlie5169
If the police report says you were not at fault, you do not have to pay anything to the other party. Make sure you are not at fault. If you are found to be 51% at fault, you do have to pay – turn it in to your insurance.

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1 comment - What do you think?  Posted by - at 3:02 am

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Airfare insurance? Can you get a full refund of ticket price?


by Corey Ann

Question by doodle: Airfare insurance? Can you get a full refund of ticket price?
This summer I might be traveling from the US to Israel. The airfare is super-expensive, and it would really suck if a war broke out in Israel and I had to cancel my trip. So I was wondering, is there a way to get “insurance” on my ticket so that I could get a full refund (or nearly full) if I have to cancel my trip?

THANKS!

**I haven’t purchased the ticket yet and I don’t know where I’ll purchase it from yet**

Best answer:

Answer by tonalc1
Yes, you can purchase cancellation insurance. Just google it.

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Be the first to comment - What do you think?  Posted by - October 11, 2010 at 12:09 pm

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What is the best and cheapest insurance when renting a car in America?

Question by Andrew Y: What is the best and cheapest insurance when renting a car in America?
I have heard that when renting a car in America the insurance can be as much as the rental cost itself when organizing insurance through the rental car agency. I am traveling to the US and will be renting a car and am trying to figure out a batter way to get the “collision damage waiver insurance” other than paying the high insurance prices offered by car rental companies.

Best answer:

Answer by Valery L
When it comes time for renewal auto insurance is a fast and easy way to save on car expenses. You can get a quick quote online they always give you lots of quotes.

I know people who have used and recommend http://www.InsureAutoNow.info

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4 comments - What do you think?  Posted by - October 10, 2010 at 4:03 pm

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